Back to vault universe
0x2C25…e5D6b1
U

Flagship USDT

bbUSDT
EthereumOn peg4
Curated by B.Protocol·Inception 2024-01-31·Guardian 0xB5f28e67C616a183e4e8843358A185a57462556E
Ethereum
USDT
Open on Morpho
Net APY0.00%
-0.45%30d 0.45%
Trend down
TVL$506.86K
-0.32%Capacity $760.29K
Trend down
Utilization0%
Underutilized
Risk score
5
Low
Market 0
·Loan demand 50
Complexity0Easy to explain
Liquidity100/100
Instant redemption available
Performance fee0%No curator cut
Morpho official alerts
1 critical alert from Morpho's risk team
  • Deposits disabledREDVault-level

    Morpho has flagged this vault as not accepting deposits. Existing positions remain on-chain but new capital is being turned away — usually a curator-initiated wind-down or response to an active issue.

Plain English explanationWritten by vaults.xyz research · model card · last update 2026-05-12
What this vault actually does

The Flagship USDT Morpho vault curated by B.Protocol and Block Analitica is intended to optimize risk-adjusted interest earned from blue-chip collateral markets. The Flagship USDT vault also serves as a pre-deposit vault for Relend Network.

What breaks this vault

The honest version. Every structural failure mode this vault is exposed to, ranked by severity. If you want to know whether to invest, start here.

Primary loan or collateral asset is a stablecoin. A sustained depeg below 99 cents impacts NAV and disables liquidation routing for non-USD collateral.

Every market relies on an external price feed. A stale or manipulated feed can mis-price collateral and produce unrecoverable bad debt.

Hidden exposure map

What this vault is actually exposed to — including dependencies that are not visible from the strategy name.

USDT
100%
StablecoinLoan asset supplied by the vault.
Reading this map. Direct exposures are the assets the vault holds or lends against. Indirect dependencies (Tab 3) include the protocols that mint those assets, the oracles pricing them, and the bridges that move them. An incident at any indirect dependency can damage the vault even when the direct collateral looks healthy.
Allocation breakdown

Every market the vault has supplied into, with current LTV, LLTV, oracle, and IRM. Idle balances are listed explicitly.

Markets0+ idle buffer
idle / USDT100.0%
MarketProtocolAllocationLTV / LLTVUtilizationOracleIRM
idle / USDTMorpho Blue
100.0%$506.86K
0x00000000…0x00000000…
Stress scenarios

Modeled NAV impact under historical and hypothetical tail events. Each impact = − (shock magnitude) × (vault exposure) × (pass-through). Hover the calculator icon for the per-scenario formula.

USDT reserve / depeg
possible
computed

Tether has repeatedly traded <$0.95 (Oct 2018, May 2022). Recovery is slower than USDC. Mark-to-market loss on 100% of vault TVL (the loan asset is USDT).

−5% × 100% exposed × 100% pass-through (loan-asset shock)
-5.0%
Recovery 14–30 days
100% exposed
Activity

Curator and parameter changes detected by VaultScope's snapshot diff. Refreshed every 6 hours.

Full feed →
No events yet. The next snapshot tick will start populating this.
Historical analytics

180 trailing days. APY, TVL, utilization, and an APY drawdown view to show how the vault has actually behaved — not just where it sits today.

APY range0.00% – 33.28%
trailing 180d
APY volatility (σ)8.65 pts
standard deviation
Max APY drawdownNaN%
peak-to-trough
APY trend+0.00 pts
180d delta